PAISA & PAISA FINANCE - INSTANT PERSONAL LOANS PLATFORM
At Paisa & Paisa Finance, our goal is to create financial solutions that are simple, cost-effective, and easily accessible through digital platforms.
WELCOME TO PAISA AND PAISA FINANCE
Personal Loan
Get quick personal loans for travel, medical needs, education, or emergencies with minimal documents, fast approval, and flexible repayment options.
Business Loan
Fuel your business growth with easy business loans for working capital, expansion, machinery, or cash flow needs at competitive interest rates.
Home Loan
Make your dream home a reality with affordable home loans offering low interest rates, long tenures, and simple documentation.
LAP Loan
Unlock the value of your property with Loan Against Property to meet personal or business needs while enjoying lower interest rates.
Car Loan
Drive your dream car with easy car loans offering quick processing, attractive interest rates, and flexible EMI options.
Insurance
Secure your future with health, life, and general insurance plans that provide financial protection and peace of mind for you and your family.
Private Funding
Get fast private funding solutions for urgent financial needs where traditional banking may not fit, with customized terms and quick disbursal.
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01 Why
Chose us for Personal Loans?
Personal loans are unsecured, collateral-free financial products designed to meet individual funding requirements. As no security is involved, a borrower’s credit history and profile play a key role in loan approval.
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02 What
are personal Loans?
Financial requirements can arise at any time—medical emergencies, education expenses, credit card closures, or lifestyle needs. Personal loans provide quick access to funds, which can be repaid through convenient monthly EMIs.
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03 Why
Paisa & Paisa Finance?
Paisa & Paisa Finance enables middle-class Indians to obtain instant personal loans at competitive interest rates through a fully online, smooth, and hassle-free process. Customers can instantly check their eligibility, approved loan amount, and applicable interest rates.
WHY PAISA AND PAISA FINANCE
TRUST 99%
FAITH 99%
TRANSPARENCY 99%
RESPONSIBILITY 99%
Services
Only the best professional Services
Get a Personal Loan for your every need Instantly
Get chance of Pre Approved offer (No income Proof Required)
At flexible Rate of Interest Starting
10.50% Annually T&C apply
HOW IT WORKS
4 EASY STEPS
- Requirement
- Eligibility
- Monthly Repayment
- Choose your Lender
LOAN DETAILS
Basic Details
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Personal Details
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Employment Details
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Pan Card
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Aadhar Card
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Address Proof ( If Current address not as per Adhar Card)
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Income Proof
Instant personal Loan
Loan Amount : 5K to 1 Cr
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Loan Tenure: 3 to 60 Month
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Credit Score : 650+
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Interest Rates: 10.5% Starting
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Processing Fees: 2% Starting
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Foreclosure Charges: As per Lender Policy ( Some of Lender Don’t charge)
New to Credit Plan
We are fulfilling Personal Loan requirement on every need
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Instant CASH Loan
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Flexible Loan
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Medical Emergency
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Wedding Loan
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House Renovation
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Education Loan
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Business Expansion Loan
About Us
Your Trusted Partner in Smart Financing
With over a decade of experience, Paisa & Paisa Finance delivers reliable loan and funding solutions tailored to your needs. Backed by partnerships with 82+ banks and NBFCs, we provide quick access to personal loans through a simple, transparent, and fully digital process. Our focus on competitive interest rates, flexible repayment options, and dedicated customer support ensures a smooth borrowing experience—helping you make confident financial decisions at every stage.
GIVE IT A TRY
Benefits and Features of Paisa & Paisa Finance Personal Loans
Paisa & Paisa Finance provides quick and convenient personal loans online to support your financial requirements. Through our simple and user-friendly digital journey, you can apply for a loan anytime, anywhere using your smartphone. Whether it’s a medical emergency, business need, gadget purchase, or travel expense, our instant personal loans ensure timely financial support. The entire application process takes just 2 minutes, making it easy even for first-time borrowers. Rely on Paisa & Paisa Finance for fast, transparent, and dependable personal loan solutions.
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Collateral-Free Loans, Zero Stress
Paisa & Paisa Finance offers personal loans without any collateral, ensuring a smooth, fast, and transparent borrowing experience. Designed for urgent and planned expenses alike, our loans help you achieve your financial goals with confidence and ease.
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Simple Documentation, Faster Processing
Good news—our pre-approved loan options make borrowing easier than ever. Our lending partners provide loans based on KYC verification only, eliminating the need for income proof in eligible cases.
Documents Required:
Pan Card
Adhar Card
Address proof
Selfie
Basic Details Required : -
Father Name
DOB
Company Name
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Quick Approval with Minimal Effort
Traditional loan processes were often lengthy and complex. With Paisa & Paisa Finance, loan approval is quick and seamless—no repeated bank visits, no excessive paperwork, and no long waiting periods. Most loans are approved within minutes, allowing you to focus on what matters most.
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One Loan, Multiple Possibilities
Personal loans offer unmatched flexibility. Unlike purpose-specific loans, they can be used for weddings, home renovations, medical needs, travel, or other urgent expenses. With Paisa & Paisa Finance, you get a versatile financial solution tailored to your lifestyle and needs.
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FAQ
Frequently Asked Questions for Personal Loans
- Is collateral or security required for an instant personal loan from Paisa & Paisa Finance?
- What documents are required to apply for an instant personal loan from Paisa & Paisa Finance?
- PAN Card
- Mobile number linked with Aadhaar for KYC verification
- Clear selfie captured in a well-lit environment
- Based on your profile, address proof or bank statement may be requested
- Is it safe to apply for an instant personal loan online from Paisa & Paisa Finance?
- What happens to my existing loan if I take a top-up loan from Paisa & Paisa Finance?
- How are interest rates calculated for personal loans from Paisa & Paisa Finance?
- Will my credit report be checked when I apply for a loan from Paisa & Paisa Finance?
- How can I contact Paisa & Paisa Finance for loan-related queries?
- Email us at care@paisapaisafinance.in
- Connect with us through the Paisa & Paisa Finance mobile application
- For other enquiries, please click here
Paisa & Paisa Finance personal loans are completely unsecured. You are not required to provide any collateral or security.
Our documentation process is simple and minimal. The following details are generally required:
Paisa & Paisa Finance follows bank-grade security standards. All customer data is protected using advanced 256-bit encryption to ensure complete data privacy and security.
When you opt for a top-up loan, a new loan account is created that includes the outstanding balance of your existing loan along with the additional top-up amount.
The EMI amount displayed includes both principal and interest payable each month. The loan tenure shows the repayment duration, while the interest column reflects the total interest payable over the loan period.
Yes, a credit bureau enquiry is conducted after you submit your loan application. This helps assess eligibility and offer suitable loan terms.
You can reach out to our support team through the following channels:
Contact
Location:
Office No 149 Ground Floor,
Evershine Mall Chincholi Bunder Signal,
Link Road Malad West,
Mumbai 400064,
Phone:+91 9987970762
Email: support@paisaandpaisafinance.com
Email:
support@paisaandpaisafinance.com
Call:
+91 9987970762
