Documents Required for Personal Loans

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Essential Documents Required for Personal Loan


Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, Driving License, etc.


Income Proof: Latest salary slips (salaried), audited financial statements (self-employed), or recent bank account statements.


Document requirements may differ across banks, NBFCs, and HFCs. However, below is a list of commonly requested documents applicable in most cases.


Identity Proof: PAN Card / Aadhaar Card / Voter ID / Passport / Driving License


Address Proof: Aadhaar Card / Bank Statement / Utility Bill / Rent Agreement / Property Documents / Passport / Driving License


Income Proof: For Salaried Individuals: Salary Slips / Bank Statements / Form 16
For Self-Employed Individuals: ITR / Profit & Loss Statement / Balance Sheet / Bank Statements


Business Proof: GST Registration & Returns / Partnership Deed / Certificate of Incorporation / MOA & AOA / Shop & Establishment License
 
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